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    <title>Stories by Stephanie Armour - USA TODAY Reporter Feed</title>
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    <description>Stories by Stephanie Armour - USA TODAY Reporter Feed</description>
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    <copyright>Copyright 2009, USATODAY.com, USA TODAY</copyright>
    <lastBuildDate>Sat, 21 Nov 2009 11:51:08 GMT</lastBuildDate>
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      <title>Stories by Stephanie Armour - USA TODAY Reporter Feed</title>
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      <title>Another wave of foreclosures looms</title>
      <link>http://www.usatoday.com/money/economy/housing/2009-11-19-shadow19_ST_N.htm?csp=34</link>
      <pubDate>Thu, 19 Nov 2009 01:59:55 GMT</pubDate>
      <description>A second wave of foreclosures is poised to hit the market, potentially undermining housing recovery efforts.</description>
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      <title>New home construction drops 10.6% in October</title>
      <link>http://www.usatoday.com/travel/flights/2009-11-18-delta-jal-alliance_N.htm?csp=34</link>
      <pubDate>Thu, 19 Nov 2009 01:07:43 GMT</pubDate>
      <description>New home construction unexpectedly fell 10.6% in October from the previous month, raising concerns about a key pillar of the economic recovery. </description>
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      <title>New home construction drops 10.6% in October</title>
      <link>http://www.usatoday.com/money/economy/2009-11-18-consumer-prices-housing-starts_N.htm?csp=34</link>
      <pubDate>Wed, 18 Nov 2009 13:40:57 GMT</pubDate>
      <description>New home construction unexpectedly fell 10.6% in October from the previous month, raising concerns about a key pillar of the economic recovery. </description>
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      <title>Trial mortgage modifications offered to nearly 1 million </title>
      <link>http://www.usatoday.com/money/economy/housing/2009-11-11-mortgage-modifications_N.htm?csp=34</link>
      <pubDate>Wed, 11 Nov 2009 05:47:19 GMT</pubDate>
      <description>Lenders in the government&amp;#8217;s Making Home Affordable program have extended mortgage modifications to more than 650,000 delinquent borrowers since April ─ a fifth of those eligible, the government reported Tuesday.</description>
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      <title> More walk away from homes, mortgages </title>
      <link>http://www.usatoday.com/money/perfi/housing/2009-11-02-voluntary-foreclosure_N.htmhttp://www.usatoday.com/money/economy/housing/2009-11-02-voluntary-foreclosure_N.htm?csp=34</link>
      <pubDate>Tue, 03 Nov 2009 03:22:05 GMT</pubDate>
      <description>Strategic default, or a voluntary foreclosure, is fast becoming a major challenge to the government&amp;#8217;s $75 billion effort to keep distressed borrowers in their homes. Walking away from a mortgage is serious business ─ it can knock 100 points off your credit score and make you ineligible for a new mortgage for seven years. Yet, about 588,000 borrowers walked away from homes last year, double the number in 2007, according to a recent study by credit-scoring firm Experian and management consultants Oliver Wyman. While home prices are rising, the increases pale compared with overall drops in home prices since 2005 that threaten to push millions more homeowners into the predicament of owing more than their homes are worth and seeing little chance of rebuilding equity soon.</description>
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      <title> Three strong economic reports lift recovery hopes </title>
      <link>http://www.usatoday.com/money/economy/2009-11-02-manufacturing_N.htm?csp=34</link>
      <pubDate>Mon, 02 Nov 2009 15:18:01 GMT</pubDate>
      <description>A bevy of reports on Monday attested to a recovering economy, with manufacturing activity, pending home sales and construction spending all exceeding expectations. </description>
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      <title>Pending home sales rise for record eighth straight month</title>
      <link>http://www.usatoday.com/money/economy/housing/2009-11-02-home-sales_N.htm?csp=34</link>
      <pubDate>Mon, 02 Nov 2009 15:04:47 GMT</pubDate>
      <description>Sales of pending homes hit a record in September as homebuyers rushed to take advantage of a tax credit for first-time home buyers, a pace that could continue if Congress takes steps this week to extend and expand the stimulus set to expire at the end of this month.</description>
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      <title> Foreclosures in 3rd quarter up nearly 23% from 2008 </title>
      <link>http://www.usatoday.com/money/economy/housing/2009-10-15-foreclosures-leap_N.htm?csp=34</link>
      <pubDate>Thu, 15 Oct 2009 04:53:49 GMT</pubDate>
      <description>Foreclosures are continuing at a rapid-fire pace that may accelerate in 2010, driven by rising unemployment and more adjustable-rate loans resetting to higher monthly payments.</description>
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      <title> Housing counselors take front line of crisis </title>
      <link>http://www.usatoday.com/money/economy/housing/2009-10-14-counseling-mortgage-foreclosures_N.htm?csp=34</link>
      <pubDate>Thu, 15 Oct 2009 00:44:48 GMT</pubDate>
      <description>For housing counselors aiding the legions of homeowners seeking modifications from their banks, on the front lines can be long and frustrating.  </description>
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      <title>Housing counselors try to help prevent foreclosures, ease stress</title>
      <link>http://www.usatoday.com/money/economy/housing/2009-10-15-counseling15_ST_N.htm?csp=34</link>
      <pubDate>Thu, 15 Oct 2009 00:44:47 GMT</pubDate>
      <description>What it&amp;#8217;s like to be on the front lines at non-profits aiding homeowners seeking loan modifications or trying to avoid losing their homes.</description>
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